Four Seasons at Terra Lago

INTRODUCTION

Four Seasons at Terra Lago is one of the most sought-after 55+ active adult communities in the Coachella Valley, consistently recognized as one of the valley's premier retirement destinations for buyers who want resort-style living, world-class amenities, and extraordinary value all in one place. Developed by K. Hovnanian Homes with ground breaking in 2014 in a serene location north of Interstate 10 in North Indio, Four Seasons at Terra Lago encapsulates the best of Southern California desert living within a beautifully landscaped 24-hour guard-gated community.

With 661 single-story homes across 14 different floor plans ranging from 1,559 to 3,142 sq ft, Spanish, Italian, and French exterior architectural styles, customizable features including optional fireplaces, spa baths, and bay windows, an extraordinary 22,000 sq ft Lodge clubhouse, and access to the 36-hole Golf Club at Terra Lago with discounted resident rates, Four Seasons at Terra Lago delivers a lifestyle that buyers consistently describe as unmatched in the Coachella Valley for the price.

The HOA is one of the most compelling value propositions in the valley: approximately $220 to $300/month covers the Lodge clubhouse with its indoor lap pool, fitness center, bistro, ballroom, library, salon, and yoga studio, the resort-style outdoor pool with spa and cabanas, pickleball, tennis, bocce, basketball, horseshoes, putting green, and dog park. All of this for a monthly investment that is among the lowest of any comparable 55+ community in the desert. Residents are also not subject to the Mello-Roos CFD despite being located within the larger Terra Lago master community, a significant financial benefit worth noting.

Billy and Stacy Thoman of Billy Thoman Real Estate are your Coachella Valley 55+ specialists for Four Seasons at Terra Lago real estate. Call today or visit MyHomeInTheDesert.com.


THE GOLF

36-Hole Golf Club at Terra Lago
North Course and South Course | Public golf with resident discounts
Golf Club at Terra Lago winds through the Four Seasons community

Four Seasons at Terra Lago residents have convenient access to the Golf Club at Terra Lago, a 36-hole public golf facility with two championship courses winding through the Terra Lago community. The golf club is not owned by the Four Seasons development, which is one of the key reasons HOA dues remain so low and why residents are not subject to the Mello-Roos CFD. Residents receive discounted golf rates as part of their community membership.

North Course: A beautifully challenging 18-hole layout with dramatic water features and desert terrain.

South Course: The companion 18-hole layout offering a slightly different character and challenge.

Both courses are open to the public with residents enjoying significant discounts. A full driving range, putting green, pro shop, and golf instruction are available at the Golf Club at Terra Lago.


THE RESIDENCES

Four Seasons at Terra Lago offers 661 single-story homes built from 2014 through completion in North Indio. All homes are on fee simple land with an average lot size of approximately 7,040 sq ft. The community is designed exclusively for residents 55 years of age and older (one resident per home must be 55+).

Homes are offered in 14 different floor plans ranging from 1,559 to 3,142 sq ft with 2 to 5 bedrooms. Buyers can choose from Spanish, Italian, or French exterior architectural styles and customize their home with optional fireplaces, spa baths, bay windows, and other upgrades. Every home features open floor plans with good flow to rear patios, spacious laundry rooms, granite countertops, recessed LED lighting, Daltile flooring, energy-efficient GE appliances, and large pantries.

Many resale homes feature premium upgrades including paid-off solar panels, EV charging stations, private pools and spas, extended patios, and golf course, city lights, or mountain views.

Residents are not subject to the Mello-Roos CFD despite being located within the larger Terra Lago master community.

2025-2026 market snapshot: Home values range from approximately $270,000 to $800,000+. Average community price approximately $430,000. Average days on market approximately 42 days. Approximately 40 homes sell per year.


REAL ESTATE AT A GLANCE

  • Developer: K. Hovnanian Homes
  • Ground breaking: 2014
  • Total homes: 661 single-story homes
  • Age restriction: 55+ active adult (one resident per home must be 55+)
  • Floor plans: 14 options
  • Architectural styles: Spanish, Italian, and French exterior options
  • Home sizes: 1,559 to 3,142 sq ft
  • Bedrooms: 2 to 5
  • Average lot size: 7,040 sq ft
  • Price range: Approximately $270,000 to $800,000+
  • Average community price: Approximately $430,000
  • Average days on market: Approximately 42 days
  • HOA dues: Approximately $220 to $300/month. Includes 22,000 sq ft Lodge clubhouse, indoor and outdoor pools, spa, fitness center, tennis, pickleball, bocce, basketball, horseshoes, putting green, dog park, and 24-hour guard-gated security
  • Mello-Roos: Not subject to Mello-Roos CFD despite location within larger Terra Lago community
  • Golf: Access to 36-hole Golf Club at Terra Lago with discounted resident rates. Golf club is separate from HOA
  • All homes single-level on fee simple land
  • Full-time lifestyle director
  • Location: 85-370 Terra Lago Parkway, Indio, CA 92203. North of Interstate 10 in North Indio. Approximately 20 miles from Palm Springs

AMENITIES

Golf

  • Access to 36-hole Golf Club at Terra Lago (North and South courses) with discounted resident rates
  • Golf Club at Terra Lago is a public facility separate from the Four Seasons HOA keeping dues low
  • Residents not subject to Mello-Roos CFD
  • Full driving range, putting green, pro shop, and golf instruction on site

The Lodge Clubhouse (22,000 sq ft)

  • State-of-the-art fitness center with locker rooms
  • Aerobics and yoga studio
  • Indoor lap pool
  • Ballroom
  • Card room and billiards
  • Library
  • Arts and crafts studio
  • Bistro
  • On-site hair, nail, and massage salon
  • Full-time lifestyle director managing an active social calendar of Zumba, yoga, casino nights, paint and sip, and more

Outdoor Recreation

  • Resort-style pool with spa and cabanas
  • 4 tennis courts
  • Pickleball courts
  • Bocce ball courts
  • Basketball court
  • Shuffleboard
  • Horseshoe pits
  • Putting green
  • Dog park
  • BBQ and fire pit areas
  • Scenic walking trails

Security

  • 24-hour guard-gated security

HISTORY

Four Seasons at Terra Lago was developed by K. Hovnanian Homes, one of the most respected names in active adult community development across the United States. Ground was broken in 2014 on a serene site north of Interstate 10 in North Indio that would become one of the most celebrated 55+ communities in the Coachella Valley. Construction produced 661 single-story homes across 14 floor plans in Spanish, Italian, and French architectural styles.

The community was designed around the 22,000 sq ft Lodge clubhouse as its social and recreational heart, providing residents with an extraordinary amenity package at one of the lowest monthly HOAs of any comparable active adult community in the Coachella Valley. The decision to position the community within the larger Terra Lago master community while remaining exempt from the Mello-Roos CFD was a significant financial benefit that continues to attract value-conscious buyers. Access to the 36-hole Golf Club at Terra Lago at discounted resident rates keeps the overall cost of resort-style living exceptionally low.

Today Four Seasons at Terra Lago is consistently recognized as one of the premier 55+ active adult communities in the Coachella Valley, attracting buyers from across the United States who discover that the combination of resort amenities, golf access, no Mello-Roos, low HOA, and Indio's growing dining and entertainment scene makes this one of the best retirement values in Southern California.


LOCATION

Four Seasons at Terra Lago is located at 85-370 Terra Lago Parkway in North Indio, California, north of Interstate 10, approximately 20 miles from Palm Springs and 30 miles from Palm Springs International Airport.

Indio is known as the "City of Festivals" and is home to the Coachella Valley Music and Arts Festival and the Stagecoach Music Festival. Fantasy Springs Resort Casino and Spotlight 29 Casino are minutes away. Acrisure Arena is nearby for world-class concerts and entertainment. Indian Wells Tennis Garden is within easy reach. Interstate 10 provides quick day trips throughout Southern California. Shopping and restaurants serving daily needs are conveniently close to the community.


WHY WORK WITH BILLY AND STACY THOMAN

Four Seasons at Terra Lago is one of the most active resale markets of any 55+ active adult community in the Coachella Valley, with approximately 40 homes selling per year and strong consistent demand from buyers across the country. We specialize in 55+ communities throughout the desert and know this community intimately.

Billy and Stacy Thoman of Billy Thoman Real Estate specialize in Coachella Valley 55+ active adult real estate including Four Seasons at Terra Lago, Sun City Shadow Hills, Sun City Palm Desert, Trilogy at The Polo Club, Trilogy at La Quinta, Del Webb Rancho Mirage, and the full range of active adult and luxury desert communities.

Whether you are searching for an entry-level two-bedroom home with Lodge access, a spacious five-bedroom estate with private pool and solar, or a furnished turnkey retreat with golf course views, Billy and Stacy bring the 55+ expertise, market knowledge, and personal service to find exactly the right fit.

Call Billy and Stacy Thoman at Billy Thoman Real Estate today or visit MyHomeInTheDesert.com to explore current Four Seasons at Terra Lago listings.

  • Residences 676

Development Description

INTRODUCTION

Four Seasons at Terra Lago is one of the most sought-after 55+ active adult communities in the Coachella Valley, consistently recognized as one of the valley's premier retirement destinations for buyers who want resort-style living, world-class amenities, and extraordinary value all in one place. Developed by K. Hovnanian Homes with ground breaking in 2014 in a serene location north of Interstate 10 in North Indio, Four Seasons at Terra Lago encapsulates the best of Southern California desert living within a beautifully landscaped 24-hour guard-gated community.

With 661 single-story homes across 14 different floor plans ranging from 1,559 to 3,142 sq ft, Spanish, Italian, and French exterior architectural styles, customizable features including optional fireplaces, spa baths, and bay windows, an extraordinary 22,000 sq ft Lodge clubhouse, and access to the 36-hole Golf Club at Terra Lago with discounted resident rates, Four Seasons at Terra Lago delivers a lifestyle that buyers consistently describe as unmatched in the Coachella Valley for the price.

The HOA is one of the most compelling value propositions in the valley: approximately $220 to $300/month covers the Lodge clubhouse with its indoor lap pool, fitness center, bistro, ballroom, library, salon, and yoga studio, the resort-style outdoor pool with spa and cabanas, pickleball, tennis, bocce, basketball, horseshoes, putting green, and dog park. All of this for a monthly investment that is among the lowest of any comparable 55+ community in the desert. Residents are also not subject to the Mello-Roos CFD despite being located within the larger Terra Lago master community, a significant financial benefit worth noting.

Billy and Stacy Thoman of Billy Thoman Real Estate are your Coachella Valley 55+ specialists for Four Seasons at Terra Lago real estate. Call today or visit MyHomeInTheDesert.com.


THE GOLF

36-Hole Golf Club at Terra Lago
North Course and South Course | Public golf with resident discounts
Golf Club at Terra Lago winds through the Four Seasons community

Four Seasons at Terra Lago residents have convenient access to the Golf Club at Terra Lago, a 36-hole public golf facility with two championship courses winding through the Terra Lago community. The golf club is not owned by the Four Seasons development, which is one of the key reasons HOA dues remain so low and why residents are not subject to the Mello-Roos CFD. Residents receive discounted golf rates as part of their community membership.

North Course: A beautifully challenging 18-hole layout with dramatic water features and desert terrain.

South Course: The companion 18-hole layout offering a slightly different character and challenge.

Both courses are open to the public with residents enjoying significant discounts. A full driving range, putting green, pro shop, and golf instruction are available at the Golf Club at Terra Lago.


THE RESIDENCES

Four Seasons at Terra Lago offers 661 single-story homes built from 2014 through completion in North Indio. All homes are on fee simple land with an average lot size of approximately 7,040 sq ft. The community is designed exclusively for residents 55 years of age and older (one resident per home must be 55+).

Homes are offered in 14 different floor plans ranging from 1,559 to 3,142 sq ft with 2 to 5 bedrooms. Buyers can choose from Spanish, Italian, or French exterior architectural styles and customize their home with optional fireplaces, spa baths, bay windows, and other upgrades. Every home features open floor plans with good flow to rear patios, spacious laundry rooms, granite countertops, recessed LED lighting, Daltile flooring, energy-efficient GE appliances, and large pantries.

Many resale homes feature premium upgrades including paid-off solar panels, EV charging stations, private pools and spas, extended patios, and golf course, city lights, or mountain views.

Residents are not subject to the Mello-Roos CFD despite being located within the larger Terra Lago master community.

2025-2026 market snapshot: Home values range from approximately $270,000 to $800,000+. Average community price approximately $430,000. Average days on market approximately 42 days. Approximately 40 homes sell per year.


REAL ESTATE AT A GLANCE

  • Developer: K. Hovnanian Homes
  • Ground breaking: 2014
  • Total homes: 661 single-story homes
  • Age restriction: 55+ active adult (one resident per home must be 55+)
  • Floor plans: 14 options
  • Architectural styles: Spanish, Italian, and French exterior options
  • Home sizes: 1,559 to 3,142 sq ft
  • Bedrooms: 2 to 5
  • Average lot size: 7,040 sq ft
  • Price range: Approximately $270,000 to $800,000+
  • Average community price: Approximately $430,000
  • Average days on market: Approximately 42 days
  • HOA dues: Approximately $220 to $300/month. Includes 22,000 sq ft Lodge clubhouse, indoor and outdoor pools, spa, fitness center, tennis, pickleball, bocce, basketball, horseshoes, putting green, dog park, and 24-hour guard-gated security
  • Mello-Roos: Not subject to Mello-Roos CFD despite location within larger Terra Lago community
  • Golf: Access to 36-hole Golf Club at Terra Lago with discounted resident rates. Golf club is separate from HOA
  • All homes single-level on fee simple land
  • Full-time lifestyle director
  • Location: 85-370 Terra Lago Parkway, Indio, CA 92203. North of Interstate 10 in North Indio. Approximately 20 miles from Palm Springs

AMENITIES

Golf

  • Access to 36-hole Golf Club at Terra Lago (North and South courses) with discounted resident rates
  • Golf Club at Terra Lago is a public facility separate from the Four Seasons HOA keeping dues low
  • Residents not subject to Mello-Roos CFD
  • Full driving range, putting green, pro shop, and golf instruction on site

The Lodge Clubhouse (22,000 sq ft)

  • State-of-the-art fitness center with locker rooms
  • Aerobics and yoga studio
  • Indoor lap pool
  • Ballroom
  • Card room and billiards
  • Library
  • Arts and crafts studio
  • Bistro
  • On-site hair, nail, and massage salon
  • Full-time lifestyle director managing an active social calendar of Zumba, yoga, casino nights, paint and sip, and more

Outdoor Recreation

  • Resort-style pool with spa and cabanas
  • 4 tennis courts
  • Pickleball courts
  • Bocce ball courts
  • Basketball court
  • Shuffleboard
  • Horseshoe pits
  • Putting green
  • Dog park
  • BBQ and fire pit areas
  • Scenic walking trails

Security

  • 24-hour guard-gated security

HISTORY

Four Seasons at Terra Lago was developed by K. Hovnanian Homes, one of the most respected names in active adult community development across the United States. Ground was broken in 2014 on a serene site north of Interstate 10 in North Indio that would become one of the most celebrated 55+ communities in the Coachella Valley. Construction produced 661 single-story homes across 14 floor plans in Spanish, Italian, and French architectural styles.

The community was designed around the 22,000 sq ft Lodge clubhouse as its social and recreational heart, providing residents with an extraordinary amenity package at one of the lowest monthly HOAs of any comparable active adult community in the Coachella Valley. The decision to position the community within the larger Terra Lago master community while remaining exempt from the Mello-Roos CFD was a significant financial benefit that continues to attract value-conscious buyers. Access to the 36-hole Golf Club at Terra Lago at discounted resident rates keeps the overall cost of resort-style living exceptionally low.

Today Four Seasons at Terra Lago is consistently recognized as one of the premier 55+ active adult communities in the Coachella Valley, attracting buyers from across the United States who discover that the combination of resort amenities, golf access, no Mello-Roos, low HOA, and Indio's growing dining and entertainment scene makes this one of the best retirement values in Southern California.


LOCATION

Four Seasons at Terra Lago is located at 85-370 Terra Lago Parkway in North Indio, California, north of Interstate 10, approximately 20 miles from Palm Springs and 30 miles from Palm Springs International Airport.

Indio is known as the "City of Festivals" and is home to the Coachella Valley Music and Arts Festival and the Stagecoach Music Festival. Fantasy Springs Resort Casino and Spotlight 29 Casino are minutes away. Acrisure Arena is nearby for world-class concerts and entertainment. Indian Wells Tennis Garden is within easy reach. Interstate 10 provides quick day trips throughout Southern California. Shopping and restaurants serving daily needs are conveniently close to the community.


WHY WORK WITH BILLY AND STACY THOMAN

Four Seasons at Terra Lago is one of the most active resale markets of any 55+ active adult community in the Coachella Valley, with approximately 40 homes selling per year and strong consistent demand from buyers across the country. We specialize in 55+ communities throughout the desert and know this community intimately.

Billy and Stacy Thoman of Billy Thoman Real Estate specialize in Coachella Valley 55+ active adult real estate including Four Seasons at Terra Lago, Sun City Shadow Hills, Sun City Palm Desert, Trilogy at The Polo Club, Trilogy at La Quinta, Del Webb Rancho Mirage, and the full range of active adult and luxury desert communities.

Whether you are searching for an entry-level two-bedroom home with Lodge access, a spacious five-bedroom estate with private pool and solar, or a furnished turnkey retreat with golf course views, Billy and Stacy bring the 55+ expertise, market knowledge, and personal service to find exactly the right fit.

Call Billy and Stacy Thoman at Billy Thoman Real Estate today or visit MyHomeInTheDesert.com to explore current Four Seasons at Terra Lago listings.

Basic Information

Year Completed
2022
Availability
Resale
Developer
K. Hovnanian Homes (2005-2022)
Architect
(Golf): Golf Club at Terra Lago (36 holes, public, separate from HOA)
Living Space Range
1,559 - 3,142 Sq.Ft.

Features & Amenities

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